VA Home Loans

You’ve Served Our Country, Now Let Us Serve You.

Village Mortgage has Loan Officers on staff that can walk you through the entire VA loan* process – making it even easier to get qualified for a home loan with fewer restrictions and little-to-no money down.

Do I Qualify for a VA Home Loan?

The Veterans Affair ("VA") Home Loan is a specific loan program designed to help veterans, active-duty service members, and their families purchase a home.

There are fewer restrictions imposed to qualify for a VA Home Loan compared with other loan programs, but a few stipulations still apply. To decide if you qualify for a VA Home Loan, ask yourself the following three questions:

  1. Are you a current or ex-military personnel, or the surviving spouse of one?
  2. Do you have no past record of loan defaults within the last 12 months?
  3. Have you not declared bankruptcy within the last two years?

If you answered "yes" to all three of these questions you likely qualify for a VA Home Loan. Contact one of our Loan Originators today to get started!

Advantages of a VA Home Loan

VA loans are fully backed by the government, and offer a variety of advantages for your home purchase or mortgage refinance. Check out the advantages of VA Home Loans:

No Money Down

With a VA Home Loan, you don't have to include a down payment if you can't afford to.

No Private Mortgage Insurance (PMI)

With a VA Home Loan you're not required to have PMI, saving you more money on your home loan.

Fewer Restrictions

With a VA Home Loan you're allowed a higher debt-to-income ratio and have more leniencies with your credit score.

Easy Refinance

With the VA Streamline Refinance Loan Program you are able to refinance your VA Home Loan to a lower rate with less funding fees than a typical refinance.

Contact one of our VA Loan experts at 800.685.5243 or apply online to get started.

 

* Village Mortgage Company is not affiliated with or acting on behalf of or at the direction of the VA or the Federal Government.

 


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