Mortgage Products

Village Mortgage Home Loan Products

You've opened a new chapter in your life and are on a journey to homeownership, Congratulations! Village Mortgage offers a wide variety of mortgage products to fit all of your financial needs.

We are committed to giving you all of the resources you will need to help you feel confident and safe throughout the loan process, whether you are a first-time home buyer, a seasoned home buyer, or simply refinancing.

Just a quick look at a few of our most popular mortgage loans:

  • Conventional 30 Yr. Fixed-Rate Mortgage
    The 30 year fixed rate mortgage is one of the most popular and secure home loan options available, especially if you don't want your monthly payments* to change. This is a great loan if you plan on staying your home for a long period of time,. Conventional fixed rate loans consist of a 360 month amortization. There are no pre-payment penalties. Terms is 30 years and the maximum loan amount is $424,100.

* payments include principal and interest

Apply now or see if you pre-qualify for a 30 year fixed rate mortgage.

  • Conventional 15 Yr. Fixed-Rate Mortgage
    If you're looking to save thousands in interest expense and you want to own your home quicker versus a 30 year fixed rate mortgage, a 15 year fixed rate mortgage could be good for you. Plus, your payment* and interest rate will never change during the term of this mortgage.

* payments include principal and interest

Apply now or see if you pre-qualify for a 15 year fixed rate mortgage.

  • Adjustable Rate Mortgage (ARM)
    Talk with us to see if an adjustable rate mortgage might be the right option for you.  It's a great loan option if rates are on the decline or you're staying in your home for a short time.

Apply now or see if you pre-qualify for an Adjustable Rate Mortgage.

  • FHA Mortgage Loan*
    Offering loan flexibility and rate security if you want it, an FHA loan is an easy way to get a new home loan. Downpayments can be as low as 3.5%.

*Village Mortgage Company is not affiliated with or acting on behalf of or at the direction of the FHA or Federal Government.

Apply now or see if you pre-qualify for an FHA loan.

  • VA Mortgage Loan*
    With relaxed credit standards and low down payment options, the VA loan is geared specifically to help veterans and military personnel get a mortgage and own a home.

*Village Mortgage Company is not affiliated with or acting on behalf of or at the direction of the VA or Federal Government.

Apply now or see if you pre-qualify for a VA loan

  • USDA Rural Development Guaranteed Mortgage*
    The mission of the USDA’s Rural Development’s Single Family Housing Guaranteed Loan Program is to assist low to moderate income rural homebuyers achieve their dream of homeownership. It continues to be one of the very few true 100% Financing Home mortgage options to date.

*Village Mortgage Company is not affiliated with or acting on behalf of or at the direction of the USDA or Federal Government.

Apply now or see if you pre-qualify for a USDA Rural Development Guaranteed Mortgage

  • Jumbo Loan
    If your home loan amount exceeds the current conforming loan limit (in most cases $417,000), a Jumbo loan is likely a good choice for you. Jumbo loans can be of the fixed or adjustable variety.

Apply now or see if you pre-qualify for for a Jumbo loan.


Contact one your local loan originators today to see which loan fits your needs. Our knowledgable mortgage specialist will walk you through the entire process, making sure your needs are met!


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As you know the closing went down to the wire but was completed on Friday the 3, right on time. I would like to thank you, and all the others who were involved at Village Mortgage. I don't think...
~Ted & Sue Kahn, Becket, MA

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